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A payday loan allows people to get cash for a short-term period against their next paycheck. A payday loan is also known as Cash Advance Loan. With an active checking or saving account, direct deposit and a stable job you can receive funds in your bank account within 12 hours. The money is electronically deposited to and repaid from your bank account on agreed upon dates to allow you the flexibility to handle those immediate financial needs. Need Money Now? Apply payday loan online at Pay1Day.com