Posts Tagged ‘cash advance’

11
Nov

Payday Loan Fears Resolved

Posted by Emily

Go ahead and put your fears to rest.  If you need a cash advance online, you can easily find one.  In many cases most people have  had some sort of experience similar to this one.  Often times,  if you need a cab you will find it hard to get one.  On the contrary,  if you do not need a cab that is usually the time they tend to be everywhere.   This can also be true with our need for money.  But today that need not be the case since the growth of payday loans.   Cash advances are now everywhere and can help you easily solve your monetary worries.  There are several times when one may wake up one morning with an unexpected life emergency where the need for money is dire. What is worse is when one is not ready for such financial emergency.

In cases like this what payday lenders can offer will really be of great help however issues with regards to payday loan are making people think twice. There are several pitfalls associated with the use especially of the online payday service. These negative association can actually overshadow the pivotal role lenders online can play to the lives of people who are in dire need for fast money. Online payday lenders certainly can help a lot of people because they can answer people’s urgent needs.  The service can be very legitimate if person using this service will be cautious enough about doing so.

People need not  fear payday online transactions since there are several ways on how they can settle with a company that would not drag them deeper into trouble. First you have to be an informed customer.  Take some time to research  the things you need to know and understand about payday loans.  If you understand what the service can do and cannot do you are less likely to be fooled by any online scam.   Moreover consider reviewing your state laws regarding cad check and pay day loan.  This will give you a better view of how legitimate or how fraudulent an online payday lender is offering you.

Being knowledgeable of the ABCs of payday loans is just the first step on how you can remove the possibility of falling into deceitful transactions.  Try a trusted company like Cash USA Payday Loans.  You can apply here if you need to get approved in minutes.

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11
May

More Resources on Our Website

Posted by Al

We made a few changes on our website.

Also we added more articles to our payday advance page in order to better educate you about payday advance loans as well as our personal payday loans and cash advance, and payday loan resource, and direct payday lender pages.

As always, please remember our objective is to preset you, our customers with the best payday loan information possible to you can better take a decision when you need fast cash loans.

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09
Mar

Payday Loans Becoming Mainstream Lending?

Posted by Sara M. Varese

According to a survey performed by Pay1Day.com in February 2010, 95% of the people surveyed declared that their greatest financial problem is that they had credit history issues and difficulty obtaining a loan.  The credit crunch has made borrowing from traditional banking methods increasingly difficult, leaving room for alternative loans such as payday loans to grow from 500 stores in 1990 to over 22,000 today.  Payday Loans

Loans are hard to come by, even with good credit.  Payday loan companies fill that gap by providing cash to those with good, ok, and not-so-perfect credit and creating an environment geared towards mainstream borrowers.  For example, many payday loan stores are cleaning up, installing attractive shelving, casings, and lighting.   In addition, they are extending operating hours to service customers who are looking to cash checks after their regular working hours.

Online payday lenders are following suit by offering customers the ability to apply for a loan online, receiving fast approvals, and money wired into their bank accounts, all done from the comfort of the borrower’s home computer.  Although they mainly operate online, some online payday lenders provide full customer support via telephone or email.

Payday loans are easier to qualify for than traditional loans, however, most lenders still require that the applicant have employment and advise not to obtain too many payday loans at once, capping it out at  2 or 3 outstanding loans at a time.

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25
Nov

Get Black Friday Cash now!

Posted by Sara M. Varese

Black Friday is coming up in two days – Apply for a payday cash advance now and get up to $800 by Black Friday and a chance to win $500 during our weekly cash giveaway sweepstakes. You can get some spending money during the shopping sales and holiday events now by clicking here!

With Pay1Day, getting a payday loan is fast and easy! In just 3 simple steps, you can get up to $800 by the next business day plus a chance to win $500 during our weekly cash giveaway sweepstakes! There are no FICO credit checks or faxing required.

3 Simple Steps to getting a Payday Loan:
1. Fill out an easy 3-minute secure application. There are no FICO credit checks or faxing required.
2. Get an approval within minutes.
3. Get cash deposited into your account as fast as within the next business day.

Hurry, to get your money by this Friday, Click here to start now!

If you have any questions, feel free to contact us at 1-888-729-1329 Monday through Friday 9AM – 7PM Central Time and a friendly customer service representative can help answer your questions.

Best Regards,

Customer Support Team
Toll Free Phone:1-888-Pay1Day (1-888-729-1329)
Toll Free Fax:1-877-878-5878
E-mail: [email protected]
Web: https://www.pay1day.com/

About Pay1Day: A direct lender committed to providing the best payday cash advance service. Click here to find out more about Pay1Day.

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11
Nov

HSBC to Exit Auto Loan Servicing, Sells to Texas Firm

Posted by admin

pay day loanHSBC has announced that it will sell off its American based loans serving department part of which is in the California area. They also announced they will sell $1 billion in auto loans for a substantial loss to an American firm.

Beginning in the first quarter of next year, workers from several of its plants will be reassigned to other locations as part of this restructuring effort. HSBC finance has stated that most of the workers will be reassigned to the company that has acquired the loans department. It’s unknown at this time whether any of these employees will be looking to get a cash advance to help them through the transition.

HSBC Finance has been down this road before. Last year around 400 people were laid off when the automotive lending business went sour. All these developments will not have a direct effect on the same day payday loan industry.

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11
Nov

Fewer banks tightened lending standards last quarter, Federal Reserve says

Posted by admin

payday9The Los Angeles Times has reported some good news recently.  There has been a decline in the banks that are tightening their lending standards for people and companies that are looking to get a loan.  However, a payday loan online still remains one of the best deals that you can get.
In the second quarter the number of people looking to get loans at smaller banks declined. The need for home mortgages rose during the same period according to the Central bank.

All these factors have helped to explain why tight credit remains what the experts call a drag on the economy. The concern among these experts is that for a full recovery to take place, financial institutions must start loosening their belts and make it as easy for consumers to get a loan from a bank as a cash advance from the Internet is now.

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10
Nov

Robbers Took Out A Personal Loan

Posted by admin

payday5PORT ALBERNI – In Canada, the Royal Canadian Mounted Police ( RCMP) were called after all the  city employees suddenly resigned  when money went missing from an office safe. It seems that the employees took out their own versions of a personal loan.

The mayor of the small town and all of the city administration have refused to comment over what seems to be a secret cash advance of sorts.

No one else could be found to comment on the situation , but some people are looking toward the finance department to find the culprit . There are reports that the person in question has resigned without taking responsibility for the personal loan.

RCMP Staff Sgt. Kevin Murray has confirmed that the investigation is over and that there will be charges laid soon.

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10
Nov

Actor Might Need A Cash Advance

Posted by admin

payday6Reports are stating that Nicolas Cage lived like a king and spent money like there was no end to it. Now it’s likely he could be looking for a cash advance of his own.

It has been reported that Cage is taking his former money manage to  Los Angeles Superior Court where he will sue for $20 million dollars. The actor, who until recently would have had no use for a payday loan, is stating that the manager was responsible for leading him to financial ruin.

But that doesn’t seem to be the case. It seems that Cage was the architect of his own destruction. Although the actor has given money to various charities, his wanton spending habits have been well documented.

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10
Nov

Consumers borrowing More Fast Cash

Posted by admin

payday loanBANKS lent less money to businesses in September , but borrowings by average people needing fast cash helped to increase overall lending according to a recent report from Asia.  The Bangko Sentral ng Pilipinas (BSP) said that loans from commercial banks actually grew in August.  The governor of the banking system there said that it looked like the recovery was in full swing. This should not effect the people needing the benefits of a cash advance.

There was some bad news however. It seems that the commercial version of the payday loan to the commercial sector in that area shrunk during the same time period. This shows an overall trend in the developing world as  they move toward recovery in some areas while  they continue to struggle in others.

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02
Nov

The Difference Between a PayDay Loan and a Cash Advance

Posted by Sara M. Varese

There are some similarities between a Payday Loan and a Cash Advance, however, they are different in their collateral, credit qualifications, and repayment terms.

A Payday loan is a short term loan that is due when the borrower’s next paycheck arrives which is usually a two week term.    With a payday loan, the borrower writes a postdated check to the lender in the full amount of the loan plus the finance fees.  On the check’s maturity date, the borrower is expected to repay the loan either by writing a traditional check or having the lender withdraw the amount from the borrower’s checking account automatically.

The main qualifications of acquiring a payday loan are usually based on the borrower’s employment and having a checking account, not based on credit, therefore, making these loans easier to obtain because it does not depend on having good credit.   Payday loans usually do not depend on bad credit.

Borrowers can visit a physical payday loan and fill out a paper application or go to a online payday loan website and fill out an online application and in many cases, obtain an approval the same day and have cash deposited in their bank account within one business day.

A cash advance is a cash withdrawal drawn again a borrower’s credit card with the limit being the limit of the credit card or a percentage of it.  Cash advances done on a credit card usually have a fee and at an interest rate that is higher than made during a store purchase.   Cash advances do not have an interest-free period like credit purchases which usually gives the borrower the option to pay the full credit balance in full every month without a fee.   Borrowers can receive a cash advance at any bank that issues that type of credit card without a PIN number.

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