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With Pay1Day.com, you can get up to $800 deposited directly into your account as fast as by the next business day.
Just fill out or easy 3-minute application and get an instant approval. Upon approval, you will be contacted by phone or email by a friendly customer service representative to follow up and confirm your application. If you have any questions or need to expedite the process, you can call our customer service support number at 1-888-729-1329.
Loans are typically funded within the next business day at Pay1Day.com, however, the exact time that you receive the money depends on what time your bank deposits it into your bank account. If your loan is approved on Monday - Thursday, then Pay1Day.com will initiate the money wire to your bank at midnight, however, it is then up to your bank to deposit it into your bank account. Therefore, the exact time that you receive your money depends on your bank's activity.
Loan due dates typically fall in between 4 - 30 days away. However, with Pay1Day.com, you have the option of extending your due date (with extended fees). However, if you wish not to extend your due date, then if your payday is less than 4 days away, then your due date will be your next payday. For example, if you get a loan on December 9 and your payday falls on December 11 and 25, then your loan's due date will be on December 25.
Under The EFTA, a lender cannot require a consumer to repay a loan by means of preauthorized electronic funds transfers as a condition to approving the consumer's loan. The term "preauthorized electronic funds transfer" is narrowly defined by the EFTA to mean "an electronic funds transfer authorized to recur at substantially regular intervals." As explained by the Federal Reserve Staff in its official commentary to the EFTA, "Creditors may not require repayment of loans by electronic means on a preauthorized, recurring basis." 12 C.F.R. 205, Supplement I - Official Staff Commentary, at 10(e) (1) (Loan Payments). As a one-time payment, the repayment of a cash loan is not encompassed by the EFTA's definition of "preauthorized electronic funds transfer," and is therefore permitted under the EFTA.
A short-term advance provides the cash needed to meet an immediate short-term cash flow problem. It is not a solution for longer-term financial problems for which longer term financing may be more appropriate. You may want to discuss your financial situation with a nonprofit counseling service in your community. You will be charged additional fees if you renew/extend the advance.